Pitchsd

Home  /  Jurisdictions

Jurisdictions

Authorisation across jurisdictions

We work worldwide. Our deepest experience is in UK and European regimes, but the right home for a regulated business is a strategic choice — and we help firms make it, then deliver the authorisation wherever it lands.

Where you authorise a financial business shapes almost everything that follows: the markets you can reach, the capital you must hold, the substance you need on the ground, how long approval takes, and how the business is perceived by banks and counterparties. For many firms the jurisdiction is not a given — it is one of the first decisions we help them get right.

We advise on that choice and then build the application to the standard the relevant regulator expects. Where local law requires it, we work alongside qualified local counsel and licensed representatives, so you have one team coordinating the whole process rather than a patchwork of advisers in different countries.

Regions we work across

Deepest in the UK and Europe, and active across the major financial centres worldwide.

United Kingdom

A leading base for payments, investment, insurance and — from 2026 — cryptoasset firms, with a regulator experienced in new business models.

FCAPRA
Financial Conduct Authority · Prudential Regulation Authority

European Union & EEA

Authorise in one member state and passport across the EEA. Common bases include Ireland, Lithuania, Luxembourg, Malta and the Netherlands.

Central Bank of IrelandBank of LithuaniaCSSFBaFinACPR / AMFMFSACySEC
EU frameworks: PSD2, E-Money Directive, MiFID II, AIFMD / UCITS, Solvency II, MiCA

Middle East

English-language, common-law financial centres with fast-developing payments and digital-asset regimes.

DFSA (DIFC)FSRA (ADGM)VARACBUAESCACBB (Bahrain)QFCRA (Qatar)
Dubai and Abu Dhabi financial centres, plus onshore UAE, Bahrain and Qatar

Asia-Pacific

Established hubs for payments, funds and digital assets, each with its own licensing regime.

MAS (Singapore)SFC / HKMA (Hong Kong)ASIC / APRA (Australia)FSA (Japan)
Singapore payment and fund-management licences, Hong Kong, Australia and Japan

North America

A patchwork of federal and state requirements, particularly for payments and digital assets.

State money-transmitter licencesFinCENSEC / FINRANYDFSFINTRAC / OSFI (Canada)
United States federal and state regulators, and Canadian regulators

Offshore & specialist centres

Well-regulated jurisdictions often used for funds, insurance and holding structures.

GFSC (Gibraltar)JFSC (Jersey)GuernseyIsle of ManCIMA (Cayman)FSC (Mauritius)FINMA (Switzerland)
Established centres for funds, insurance and specialist structures

How we help you choose

Activities and permissions

The regulated activities you intend to carry on, and which regimes actually permit them.

Market access and passporting

Where your customers are, and whether one authorisation can reach them — as EEA passporting does.

Capital and substance

The regulatory capital you must hold and the real presence — people, directors, offices — a regulator will expect.

Timeline and engagement

How long approval realistically takes, and how the regulator engages with new applicants.

Cost and tax

Application and ongoing cost, and the wider operating and tax position of the jurisdiction.

Reputation and banking

How the jurisdiction is perceived, and how easily an authorised firm there can obtain banking.

The FCA cryptoasset authorisation gateway opens on 30 September 2026.

Applications close on 28 February 2027 and the regime takes effect in October 2027. Pre-application meetings with the regulator are already available. If you will need UK authorisation, the time to start the application is now.